Written by Bella Dalima
20 Feb, 2014 | 6:37 pm
Have you ever heard of this programme called the SnapScan?”
House of Machines is just one of dozens of stores where customers can find SnapScan, an award-winning new digital mobile payment method developed in South Africa.
The smartphone app, which is free to download, allows buyers to pay for goods using their phone, without having to worry about carrying cash or credit cards.
How it works
Each SnapScan-connected store has a unique code that is linked to their bank account. When customers want to pay, they can scan the code with their SnapScan smartphone app, which then brings up the store where they are making the purchase.
All you do is you type in the amount and punch in the PIN and press send and it’s gone — it’s all done.
You’ve got your secret code (four-digit PIN), so if your phone goes missing for example, you don’t have to worry about people using your phone.
The transaction is complete with SnapScan charging the customer’s debit or credit card for the amount they are paying — similar to a normal card payment.
Using your phone to pay for goods and services is nothing new in Africa, a continent where there are more than 720 million mobile phones.
Services such as M-Pesa, the revolutionary Kenyan mobile payment system that allows people to bypass banks and pay bills, withdraw salaries and transfer cash electronically, have transformed the way people and business operate.
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